FAQs
Frequently Asked Questions
Clear answers to the most common questions from healthcare professionals.
General
Yes. We support doctors and healthcare professionals practicing in Switzerland, whether they have been established for a long time or have recently arrived. We help you understand local requirements and set up insurance solutions tailored to your practice.
An insurer only offers its own products.
An independent broker like MedCourtage compares the entire Swiss market and negotiates to obtain the best conditions,always in your best interest.
We work with: doctors, dentists, nurses, physiotherapists, midwives, pharmacists, osteopaths, specialized therapists, as well as medical practices and clinics.
Yes. Like all licensed brokers in Switzerland, we are remunerated by insurers, never by our clients. Our support is completely free of charge.
Yes. MedCourtage is a brand of AG Assurance Genevoise SA, a broker duly registered with FINMA, ensuring transparency, compliance, and independence.
Insurance & Coverage
Essential coverage includes:
- Professional Civil Liability Insurance (RC Pro)
- Loss of income insurance
- Practice & equipment insurance
- Occupational pension (LPP)
- Accident and health insurance
We identify your priorities through a free audit.
- Professional Civil Liability Insurance (RC Pro): covers damages caused to patients or third parties.
- Practice Insurance: protects your premises, equipment, and business interruption losses. These types of insurance are complementary.
Yes. We centralize your contracts to create a coherent solution with a single point of contact, while optimizing costs.
Yes. Thanks to our Swiss partnerships, we provide preferential terms and enhanced coverage specifically designed for the medical sector.
Processes & Quotes
The online audit takes 2 minutes.
You receive personalized recommendations within 24-48 hours.
Generally:
- Your current insurance contract(s)
- Your company statutes (if applicable)
- Basic information about your practice
We guide you through every step.
- Free audit (2 minutes)
- Analysis by our experts
- Comparison of insurers
- Personalized recommendations
- Contract setup at no additional cost
Yes. We handle the cancellation, transfer, and ensure compliance with contractual notice periods.
Claims & Support
Yes. We support you with the claim declaration, follow-up, and negotiations with the insurer to protect your interests.
We analyze your coverage and quickly propose the necessary adjustments.
You benefit from a dedicated advisor for all your administrative or technical questions.
Professional Scenarios
Yes. We guide you through mandatory and recommended insurance, pension planning, and income protection.
We establish a comprehensive plan covering liability, equipment, staff, pension schemes, business interruption, cyber risks, and more.
Often, yes. We review your new situation and adjust your contracts accordingly.
Your independent activity requires specific coverage, even if part of your risks are covered by the hospital. We clarify your obligations and optimize your insurance contracts.